Terms of Use
Last updated October 24, 2026. By using this site you agree to these terms.
A demonstration site
YourCreditDispute is a sample publisher operated by Gamboa Software LLC, the company behind DisputeValet.com, to show how referral partnerships work. See the Demo Disclosure.
Educational content only
Articles and the free guide are general education about consumer rights under the Fair Credit Reporting Act. They are not legal or financial advice, and they are not tailored to your situation. For advice about your circumstances, talk to a qualified attorney or a nonprofit credit counselor.
Not a credit repair organization
We are not a credit repair organization and do not provide credit repair services. We do not contact credit bureaus or creditors for you, and nothing on this site guarantees any change to your credit report or score.
Links to DisputeValet.com
Some links lead to DisputeValet.com and are affiliate links; see the Affiliate Disclosure. If you subscribe there, your subscription is with DisputeValet.com under its own terms.
DisputeValet.com is self-help software. It is not a credit repair organization and does not guarantee any change to your credit report or score.
Using the site
You may read the articles and download the guide for your personal use. Please don't submit anyone else's email address, attempt to disrupt the site, or copy its content for commercial use.
No warranty
The site and guide are provided as is. We try to keep them accurate, but laws and bureau procedures change, and we make no warranty that every detail is current. To the extent the law allows, Gamboa Software LLC is not liable for losses arising from use of this site.
Contact
support@disputevalet.com. See also the Privacy Policy.